Bitcoin Investment Strategy

Dollar-Cost Averaging

Buy a fixed amount on a fixed schedule โ€” remove emotion, reduce risk, build wealth one satoshi at a time

Fixed Intervals
Removes Emotion
Stack Sats
Beat Volatility
Long Game
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What Is Dollar-Cost Averaging?

Dollar-Cost Averaging (DCA) is the practice of investing a fixed amount of money at regular intervals โ€” weekly, bi-weekly, or monthly โ€” regardless of the current price. Instead of trying to time the market perfectly (which nobody can do reliably), you simply buy consistently over time.

The core idea: When prices are high, your fixed amount buys fewer satoshis. When prices are low, it buys more. Over time, this smooths out your average purchase price โ€” and removes the emotional decision-making that causes most investors to buy high and sell low.
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Removes Emotion
Fear and greed are the enemy of good investing. DCA replaces decisions with a schedule โ€” you buy on the date, every time, no matter what the headlines say.
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Lowers Average Cost
By buying through price dips as well as peaks, your average cost per satoshi is typically lower than a one-time purchase at the wrong moment.
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Builds the Habit
Small, consistent purchases are sustainable. You don't need a lump sum to start โ€” $10 or $25 a week builds real wealth over a four-year Bitcoin cycle.
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Time in Market Wins
Research consistently shows that time in the market outperforms timing the market. DCA keeps you invested through dips that would otherwise trigger panic selling.
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Historical DCA Performance

Consistent investing in Bitcoin over time has produced extraordinary results โ€” even for those who started at the worst possible moment. See the live chart at charts.bitbo.io/dca.

+217%
ROI โ€” $10/week since January 2021
+1,400%
ROI โ€” $10/week since January 2019
$0
Minimum to start โ€” any amount counts
4 yrs
Bitcoin halving cycle โ€” the long-game timeframe

Example Returns โ€” $10/Week

Since 2017
+3,800%+
Through multiple crashes and recoveries โ€” DCA held firm
Since 2019
+1,400%+
Including the COVID crash and the 2022 bear market
Since 2021
+217%
Even buying at the peak โ€” patience rewarded
Since 2023
+180%+
Post-bear market recovery confirmed the cycle
Important: Past performance does not guarantee future results. Bitcoin is volatile. DCA is a risk-management strategy, not a guarantee of profit. Only invest what you can afford to hold for multiple years.
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DCA Calculator

Estimate your potential results by entering your investment plan below. Adjust the ROI field to model different scenarios โ€” conservative, moderate, or historical Bitcoin averages.

๐Ÿ“Š Calculate Your DCA Results

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Total Invested
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Estimated Value
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Estimated Gain
Invested vs. estimated value

This is an illustration only. Bitcoin is volatile โ€” actual returns will vary. Adjust ROI to model different scenarios.

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How to Start DCAing Into Bitcoin

Starting is simpler than most people think. The hardest step is the first one โ€” choosing a platform and setting up the schedule.

1
Choose a Bitcoin-only or Bitcoin-first platform

Avoid platforms that push altcoins and complex products. Bull Bitcoin and Bitcoin Well (see below) are designed specifically for straightforward Bitcoin buying โ€” no distractions.

2
Decide your amount and interval

Even $10 or $25 per week makes a meaningful difference over years. Set an amount that is sustainable โ€” you should be able to maintain it through price crashes without worry.

3
Automate the purchase

Most platforms allow automatic recurring purchases. Set it up once, then leave it alone. The goal is to remove your own decision-making from the equation entirely.

4
Withdraw to your own wallet regularly

Not your keys, not your coins. After accumulating, move Bitcoin off the exchange into a hardware wallet you control. An exchange holds your Bitcoin as an IOU until you withdraw.

5
Do not look at the price every day

The greatest enemy of DCA is checking prices obsessively. Set your schedule, automate your buys, and check in quarterly. The strategy only works if you don't interrupt it.

6
Keep learning

Understanding why you're buying is what keeps you holding through 50% drawdowns. Join Maple Bitcoin School to build the conviction that turns short-term pain into long-term gain.

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Get Started โ€” Use My Referral Links

These are the platforms I use and recommend for DCA in Canada. All three are straightforward to set up and support recurring purchases.

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Maple Bitcoin School
Education ยท Community ยท Canadian perspective

Build the knowledge and conviction to stick with your DCA plan through bear markets. Plain-language Bitcoin education built for Canadians. Free trial available.

  1. Click the link below to open the signup page.
  2. Create your account using your email and a secure password.
  3. Confirm that Ted Lee invited you appears in the referral field.
  4. Complete registration to access your free trial period.

Referral code: https://www.skool.com/maplebitcoin/about?ref=fe87c0c46c0e412aa2a6397f5e3c2d5a

Join Maple Bitcoin School โ†’
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Bull Bitcoin
Bitcoin-only ยท Recurring purchases ยท No altcoins
๐ŸŒŽ Canada ยท Europe ยท Mexico ยท Costa Rica ยท Argentina ยท Colombia

A Bitcoin-only exchange with automated recurring purchase support โ€” ideal for DCA. No altcoins, no complex products. Buy Bitcoin and withdraw to your own wallet.

  1. Click the link below to open the Bull Bitcoin signup page.
  2. Create your account using your email and a secure password.
  3. Confirm that the referral code btc_vancouver appears in the promo field.
  4. Complete registration and set up a recurring purchase schedule.

Referral code: btc_vancouver

Sign Up at Bull Bitcoin โ†’
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Bitcoin Well
Non-custodial ยท Canada & USA ยท Earn referral sats
๐Ÿ‡จ๐Ÿ‡ฆ Canada & ๐Ÿ‡บ๐Ÿ‡ธ United States

A non-custodial Bitcoin platform โ€” they never hold your Bitcoin. Great for recurring buys with automatic withdrawal to your own wallet. Earn 500 Bitcoin Well Points for each friend you refer.

  1. Click the link below to open the Bitcoin Well signup page.
  2. Create your account using your email and a secure password.
  3. Check the box that you have a referral code and enter ve7lee.
  4. Complete registration to activate referral rewards.

Referral code: ve7lee

Sign Up at Bitcoin Well โ†’

๐Ÿ Freedom Is Built One Satoshi at a Time

Stack sats. Stay patient. Learn why Bitcoin โ€” and the discipline of DCA โ€” is the most powerful wealth-building strategy available to ordinary Canadians today.

Join Maple Bitcoin School โ†’